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View Full Version : Insurance Outboard vs Sterndrive


Kahuna
01-25-2005, 07:50 PM
Which will cost more to insure a 300 Pro Max outboard or a 496 HO sterndrive? Does the insurance industry know that 300hp on with an outboard is different that the 425hp from a sterndrive. :confused:
Kilrtoy
01-25-2005, 08:01 PM
more info on the boat for a better answer
Kahuna
01-25-2005, 08:07 PM
Something like a 24 foot Cat. :crossx:
Kilrtoy
01-25-2005, 08:09 PM
Do some research, people with smaller cats are having trouble getting insurance. 496 shhouldnt be a problem, but in that size you will want twins and it is gonna caost you on the twins(300'x), but you will have turn key reliablity. Who makes a new 24
DEEZ NUTTS
01-25-2005, 08:39 PM
Not shure on insurance but I think the old 24' Skaters with a single wacker run in the 90+mph range.
Kahuna
01-25-2005, 08:57 PM
The other thread that RD posted has pic of the new 24 CAT from Orion.
Kilrtoy
01-25-2005, 09:01 PM
Just be careful, rigging outboards is not done by alot of people and If they have never done it, you may be the test case. I know I dont want to be anyones test case
CrazyHippy
01-26-2005, 08:57 AM
What can they mess up? set the "X" dimesnion wrong? That's all adjustable w/ a jackplate. Not enough/ to much setback? That's quick and easy.
Outboards are easy. Mount it centered, straight, and go.
BJH :D
dimarcobros
01-26-2005, 09:15 AM
Usually outboards run more expensive with insurance than stern drives.
DMB
dicudmore
01-26-2005, 09:20 AM
did my demo-ride scare you off the product?? :cry:
I think pro-max to I/O would be a toss-up
Kilrtoy
01-26-2005, 05:10 PM
What can they mess up? set the "X" dimesnion wrong? That's all adjustable w/ a jackplate. Not enough/ to much setback? That's quick and easy.
Outboards are easy. Mount it centered, straight, and go.
BJH :D
Ask boat floating how hard it is, I believe his is still wrong, according to him....
Kahuna
01-26-2005, 05:22 PM
did my demo-ride scare you off the product?? :cry:
I think pro-max to I/O would be a toss-up
No, just trying figure out what I might be able to get. I just call for a quote on for a CAT but I still think it will be too high. I think the smart move will be to go with a V-hull that I can use year round. But something about a CAT floating above the water at 85+ would be a blast. The insurance companies say that the rates on CAT are higher because they are faster and more of a risk to crash, but that is why they are fun. Also looking into getting a Blue motor so I can go a little than you guys with an HO.
:D
Once again thanks for the ride.