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Mandelon
03-07-2005, 08:59 AM
After turning the 4th decade last month, my newest health insurance bill arrived. It was $621 a quarter and now its $1023!! This covers both my wife and me, but is considered "Catastrophic Care" and has a $2500 deductible.....Works out to be $341 a month for the two of us. No dental, no vision, reduced cost of medicine. $25 copay I think....
My two kids (9 and 11) are $744 a quarter for a normal PPO type deal. Both are Blue Cross.
That sucks. :cry: Or does it? What is everyone paying out there? ARe these numbers in line? You government workers....well, nevermind. :rolleyes: :wink:

Havasu_Dreamin
03-07-2005, 09:03 AM
I pay $47 per month for Blue Cross HMO. And no, I don't work for the government, well, at least not directly.

Sleek-Jet
03-07-2005, 09:03 AM
The company picks up mine... 100%, but I'm single with no kids. On the little ditty statemant I get at the end of the year, I think they pay 200.00 a month or so for my insurance, United Health Care PPO.
Dental and Vision are seperate and I pay a portion of those, also they both suck... but are better than nothing.

BarryMac
03-07-2005, 09:07 AM
Not rubbing it in my Friend, my entire family costs me $44.00 a month, includes medical, dental and vision. I work for a great company that takes great care of it's employees...

JetBoatRich
03-07-2005, 09:10 AM
I am one of the lucky ones as well :cool: managers get free health care benefits :cool: at our company. We still have co-pays, etc. It is only $15 per visit. My recent visit's to the Dr., each time I was told we had excellent coverage :cool:

mtndewdrops
03-07-2005, 09:12 AM
I was using Blue Shield PPO when I was a contractor. It was $650 a month for my family of 5, with a $20 copay. They were the cheapest since they are a non-profit company.

Mandelon
03-07-2005, 09:30 AM
I suppose I could reply with saying that my company pays 100% of it.
But I write those checks too..... :squiggle: :notam:
When you guys wonder why it costs so much to have a contractor work on your house, blame the insurance companies....and the lawyers, too. I guess.
Add in what I have to pay to workers' comp, Liability, EDD, vehicles, office, health, etc, it gets ugly.....

058
03-07-2005, 09:39 AM
Mandelon, That still isn't too bad. My wife and I pay about $750.00 a month for Kaiser for just the 2 of us. We have a $25.00 co-pay each visit, no dental but it does include prescriptions for $10.00 each. If you think hospitalization is expensive try getting hurt or sick without it. :(

BarryMac
03-07-2005, 10:09 AM
I suppose I could reply with saying that my company pays 100% of it.
But I write those checks too..... :squiggle: :notam:
When you guys wonder why it costs so much to have a contractor work on your house, blame the insurance companies....and the lawyers, too. I guess.
Add in what I have to pay to workers' comp, Liability, EDD, vehicles, office, health, etc, it gets ugly.....
I feel for ya brother, it is so expensive to run a Business in Cali, the cost of healthcare is just one reason that my brother decided to take his Contractor business to Colorado...

MsDrmr
03-07-2005, 10:18 AM
Not rubbing it in my Friend, my entire family costs me $44.00 a month, includes medical, dental and vision. I work for a great company that takes great care of it's employees...
They Hiring??? :idea:

Kilrtoy
03-07-2005, 10:30 AM
0
$10 co-pay
0 Deduct
10 Medicine
0 Hospital stay
but then again, I dont make SHIT........

Havasu_Dreamin
03-07-2005, 10:32 AM
0
$10 co-pay
0 Deduct
10 Medicine
0 Hospital stay
but then again, I dont make SHIT........
Government jobs are like that. And for a guy that don't make sh!t, you sure got an expensive boat, new vette, and truck.

Kilrtoy
03-07-2005, 10:39 AM
I still dont make shit :cool:

Not So Fast
03-07-2005, 10:44 AM
This is whats happening to almost everybody. I'm retired fron Operating Engineers Local 12. They just forced us to go from a group plan that cost $396@ month with no deductible and that included eyes and dental too, now I have to pay $ 526 a month, $300 deductible for each of us before they pay anything and our prescription costs TRIPLED. I figure this change costs me and the wife $2500 more a year and thats if we stay healthy, hard when you are on a fixed income, beleve it!!! NSF :2purples:

slink
03-07-2005, 10:54 AM
After turning the 4th decade last month, my newest health insurance bill arrived. It was $621 a quarter and now its $1023!! This covers both my wife and me, but is considered "Catastrophic Care" and has a $2500 deductible.....Works out to be $341 a month for the two of us. No dental, no vision, reduced cost of medicine. $25 copay I think....
My two kids (9 and 11) are $744 a quarter for a normal PPO type deal. Both are Blue Cross.
That sucks. :cry: Or does it? What is everyone paying out there? ARe these numbers in line? You government workers....well, nevermind. :rolleyes: :wink:
Mandy, what did you think was going to happen...I mean with all those monthly visits for penicillin and such, they see the writting on the walls :wink:

looky_lou
03-07-2005, 11:02 AM
Just got my new premium and coverage information. Cost keeps going up and coverage keeps going down. This is Blue Cross Blue Shield and I am on a family plan with 3 children covered. It is a Prefered Provider Plan. No dental and no vision.
Pemium is $721.20 per month. My employer pays $202.50. I pay $518.70.
$3,000.00 deductible with a maximum out of pocket $6,000.00
$150.00 deductible on prescriptions, then $10.00 co-pay after that.
$20.00 co-pay on office visits.
Everyone in our company is very upset with this situation. Our deductible and max out opf pocket doubled and the cost is still a little higher than last year. :mad:

Norseman
03-07-2005, 11:02 AM
GHI HMO family plan here in NY Metropolitan area runs me about $1100.00 per month. That's with no Dental or Vision benefits.

Tab
03-07-2005, 12:04 PM
Blue Cross PPO $1500 deduct per family member for me, wife, 2 kids $602/mo.

Starloans
03-07-2005, 12:29 PM
After turning the 4th decade last month, my newest health insurance bill arrived. It was $621 a quarter and now its $1023!! This covers both my wife and me, but is considered "Catastrophic Care" and has a $2500 deductible.....Works out to be $341 a month for the two of us. No dental, no vision, reduced cost of medicine. $25 copay I think....
My two kids (9 and 11) are $744 a quarter for a normal PPO type deal. Both are Blue Cross.
That sucks. :cry: Or does it? What is everyone paying out there? ARe these numbers in line? You government workers....well, nevermind. :rolleyes: :wink:
You're only 40??? :jawdrop: You drive like you're 60!!!! :eek: :D :D J/K

goeasy
03-07-2005, 12:38 PM
My wife and I are covered thru her work which is walmart and she is paying 125.00 a month for health net and dental. I have my kids covered through healthy families for med and dental for 27.00 a month. here is a link for that http://www.healthyfamilies.ca.gov/hf/hfhome.jsp. My work has terrible insurance so I cancelled it once my wife got hers.

Mandelon
03-07-2005, 01:05 PM
You're only 40??? :jawdrop: You drive like you're 60!!!! :eek: :D :D J/K
C'mon Dave............ "Somebody" was cold. :argue: :rolleyes: :p Coming back at 70+ was a kick, but not so smooth as my nice tour on the way over.. :p

Starloans
03-07-2005, 04:12 PM
C'mon Dave............ "Somebody" was cold. :argue: :rolleyes: :p Coming back at 70+ was a kick, but not so smooth as my nice tour on the way over.. :p
Dude...I was keeping her warm. She was fine. REALLY! :) Drive it like you stole it, I say!!! I was a little disappointed that no one wanted to drive back. I rarley drive my own boat. I like being busy with OTHER things and enjoying the ride. That was a nice ride over. It was pretty choppy coming back. She was really warm coming back. She had to stop and pee 4 times. :jawdrop: She was pretty hammered. She has a big bruise on her leg. How'd that happen? :confused:
Ok, I admit it.....I'm a slut. :)

ShannyShan
03-07-2005, 04:47 PM
Where you live also determines how much u pay. Recently I moved from Murrieta to Huntington Beach and they now want $60 more a month just for moving to a different "Zone". Good thing I changed my mind and stayed in Murrieta ;)