Corvette Insurance Rates?? [Archive]

NOTALENT

03-18-2005, 08:30 AM

You need to compare, age, driving record, etc to get a good answer :D
shit..I thougt I put that...I have one speeding ticket, 21 years old... I can make the payments no problem..but shit thats alot for insurance..haha.

Flying Tiger

03-18-2005, 08:34 AM

Triple A quoted me about $400 more than I'm paying now.
'02 GMC 4x4 crewcab 2500 hd +
89 Toyota PU w/400.000 miles +
'03 Prowler 32' slide out RV trailer =
$1760 per year
Add one new Corvette=
$2160 total For the TPC
Perfect driving record: no t/a's no DUI's - nothing + Simi Valley Address
---------------------------------------- Plus:
Daughter straight A student add $1000
Daughters massive T/A last year add $2000
If I marry her454 add $300 for extra household driver.

Cole Trickle

03-18-2005, 08:41 AM

uvindex

03-18-2005, 08:45 AM

shit..I thougt I put that...I have one speeding ticket, 21 years old... I can make the payments no problem..but shit thats alot for insurance..haha.As you're finding out, 21yo+Z06=Gigantor Insurance Bill (the speeding ticket won't help, of course). To make things worse, studies like the following have been in the news recently: "A National Institutes of Health study suggests that the region of the brain that inhibits risky behavior is not fully formed until age 25, a finding with implications for a host of policies, including the nation's driving laws. "
Good luck! :boxed:

NOTALENT

03-18-2005, 09:03 AM

Your age is going to hurt you a bit but it shouldn't be that bad.(Vette's are usually pretty decent to insure)
I am 28 and pay right at $425.00 every 6 mo.
12 years experience(Since 16)
0 points
0 accidents
upgraded coverage
multi car disc.
persistancy discount
Who are you with how long have you been driving and have you had any accidents or claims?
I have been a lic. personal lines broker/agent for the past 8 years.
Brandin
I had quite a few tickets back when I was 16-18 they are all cleared off my record other than this last ticked which clears in september. no accidents 5yrs exp..since 16 because of those tickets insurance got really expensive at one point so I switched from all state who booted me to VIKING..My insurance has now dropped down to $424 every 3 months. for my dodge ram. at one point i was paying $3500 a year..man I regret that..

19cobaltcd

03-18-2005, 09:15 AM

Mine ran about $600 a year on a 71 Roadster with a 454 and 4 speed 2 or 3 years ago. But I live in Kansas and I'm in my 40's. That was with State Farm. My Chevelle (SS396 / 4 spd) runs me about $350 a year now.

Cole Trickle

03-18-2005, 09:27 AM

I had quite a few tickets back when I was 16-18 they are all cleared off my record other than this last ticked which clears in september. no accidents 5yrs exp..since 16 because of those tickets insurance got really expensive at one point so I switched from all state who booted me to VIKING..My insurance has now dropped down to $424 every 3 months. for my dodge ram. at one point i was paying $3500 a year..man I regret that..
Thats why
Viking is a high risk company not designed to offer good rates on a Z06.
Now that your record is clean it's time for you to shop around.
Allstate,State Farm and Farmers will still be spensive.
I would shoot for Mercury,21st Century and maybe AAA
Geico and progressive sound good on TV but are spensive in the real world.
Brandin

Cole Trickle

03-18-2005, 09:28 AM

Long Beach will be a little pricey as well.

NOTALENT

03-18-2005, 09:31 AM

Thats why
Viking is a high risk company not designed to offer good rates on a Z06.
Now that your record is clean it's time for you to shop around.
Allstate,State Farm and Farmers will still be spensive.
I would shoot for Mercury,21st Century and maybe AAA
Geico and progressive sound good on TV but are spensive in the real world.
Brandin
hmm..I didnt know that..all I knew is they were the cheapest around for what I have now..I will have to check them out..otherwise my dream car will have to wait another year.. :jawdrop: thank for the info.

Cole Trickle

03-18-2005, 09:44 AM

hmm..I didnt know that..all I knew is they were the cheapest around for what I have now..I will have to check them out..otherwise my dream car will have to wait another year.. :jawdrop: thank for the info.
No problem!
Shop around my guess is that you would be able to find something in the 1600-2500 a year range.
Go with a 500 comp and 1000 collision deductible to help on the rate.(You never want to turn a claim of less than 1K into your insurance comopany anyways.
Brandin

NOTALENT

03-18-2005, 09:55 AM

No problem!
Shop around my guess is that you would be able to find something in the 1600-2500 a year range.
Go with a 500 comp and 1000 collision deductible to help on the rate.(You never want to turn a claim of less than 1K into your insurance comopany anyways.
Brandin
damn..well through 21st a quick quote still came out to $1836 every 6 months..but U cant work the figures on there site..thats alot better than what I have seen though...

NOTALENT

03-18-2005, 10:15 AM

damn..geico..is actually very good..premium coverage for $1336.00 every 6 months..this is starting to look very good. :D u sure were right about viking..

Cole Trickle

03-18-2005, 10:28 AM

damn..geico..is actually very good..premium coverage for $1336.00 every 6 months..this is starting to look very good. :D u sure were right about viking..
;)
Viking is a company you HAVE to put someone with not a company you WANT to.
Brandin

mach1alaska

03-18-2005, 01:11 PM

I don't have a vette but my 2002 trans am convertible is about $80 a month with state farm

wantacat

03-18-2005, 01:18 PM

What are u vette owners averaging on ur vette insurance?? I was quoted 7500 a year?? on a 2002 corvette z06...does this sound right??
Thought you were getting a new Diesel?

NOTALENT

03-18-2005, 02:12 PM

Thought you were getting a new Diesel?
im open to options right now..this is my dream car!! and my boss let me borrow his last night...and he made me realize what it would be to own it...and let me tell ya..its a fockin beast!! :jawdrop:

sorry dog

03-18-2005, 03:36 PM

As you're finding out, 21yo+Z06=Gigantor Insurance Bill (the speeding ticket won't help, of course). To make things worse, studies like the following have been in the news recently: "A National Institutes of Health study suggests that the region of the brain that inhibits risky behavior is not fully formed until age 25, a finding with implications for a host of policies, including the nation's driving laws. "
Good luck! :boxed:
I think my risky inhibitor region was damaged as a child in bad Big Wheel downhilling incident. Fortunately, my agent doesn't know this. :rolleyes:

Her454

03-21-2005, 10:04 AM

Daughter straight A student add $1000
Daughters massive T/A last year add $2000
If I marry her454 add $300 for extra household driver.
"EXTRA"? I wont have my own? ;)

Eliminator 4 Life

03-21-2005, 10:14 AM

What are u vette owners averaging on ur vette insurance?? I was quoted 7500 a year?? on a 2002 corvette z06...does this sound right??
It dont matter you aint gonna buy one :hammer2:

NOTALENT

03-21-2005, 10:15 AM

It dont matter you aint gonna buy one :hammer2:
if u only new what I have going on!! :rollside: I would have to sacrafice somthing..but alot of good thins happening for me right now!! :D

Eliminator 4 Life

03-21-2005, 10:17 AM

if u only new what I have going on!! :rollside: I would have to sacrafice somthing..but alot of good thins happening for me right now!! :D
Dont tell me the boat is going Ill have to kick your azz :jawdrop:

WYRD

03-21-2005, 10:22 AM

Dont tell me the boat is going Ill have to kick your azz :jawdrop:
His boat is not going anywhere without a fawkin motor HaHa now that is fukin funny!!!!! :mad: :mad: :hammer2:

PHOTOGLOU

03-21-2005, 10:23 AM

What are u vette owners averaging on ur vette insurance?? I was quoted 7500 a year?? on a 2002 corvette z06...does this sound right??
i PAY $ 383 for 6 months on a 05 C-6 100/300k with 50k property $1000 ded if you need a number let me know it's Farmers ins.

Eliminator 4 Life

03-21-2005, 10:28 AM

His boat is not going anywhere without a fawkin motor HaHa now that is fukin funny!!!!! :mad: :mad: :hammer2:
ROTFLMAO :D :p

NOTALENT

03-21-2005, 10:28 AM

Dont tell me the boat is going Ill have to kick your azz :jawdrop:
haha..damn..I plan on selling it torwards the end of summer either way..Im gonna upgrade!! :crossx:
His boat is not going anywhere without a fawkin motor HaHa now that is fukin funny!!!!!
haha..funny focker!!! those pics are still in my camera!! dont foget :220v: :crossx: and Squeezing spectra is in the works on that there engine!!!
i PAY $ 383 for 6 months on a 05 C-6 100/300k with 50k property $1000 ded if you need a number let me know it's Farmers ins.
thats not bad at all..thanks alot jay..I plan on buying in august at the soonest..how do u like the '05?? I love the "02..

PHOTOGLOU

03-21-2005, 10:44 AM

I like the car alot just wish I would have got navigation

Chris Winn

03-21-2005, 10:50 AM

i just got a quote for 324 per 6 month period (i'm 30)
on a new 05 c6 (oh Jay where art thou!!!)

PHOTOGLOU

03-21-2005, 11:13 AM

i just got a quote for 324 per 6 month period (i'm 30)
on a new 05 c6 (oh Jay where art thou!!!)
Chris just got a black on black convert I will have it to you in an hour.....
NOTALENT 1275 for six months full coverage with my guy at farmers 91805 zip code 1 speeding ticket 21 yrs old is that you???

Chris Winn

03-21-2005, 11:18 AM

Chris just got a black on black convert I will have it to you in an hour.....
NOTALENT 1275 for six months full coverage with my guy at farmers 91805 zip code 1 speeding ticket 21 yrs old is that you???
give me a call (oh crap, my wife is going to kill me...but what a way to go!)

Cole Trickle

03-21-2005, 11:29 AM

give me a call (oh crap, my wife is going to kill me...but what a way to go!)
She won't kill you if you get the convertible!
Women love the soft top! :)
Brandin

NOTALENT

03-21-2005, 11:51 AM

Chris just got a black on black convert I will have it to you in an hour.....
NOTALENT 1275 for six months full coverage with my guy at farmers 91805 zip code 1 speeding ticket 21 yrs old is that you???
damn..close.. shit..90808 area code..same age and amount of tickets...thats scary!! :crossx: but just about the same pricing.

Chris Winn

03-21-2005, 11:51 AM

She won't kill you if you get the convertible!
Women love the soft top! :)
Brandin
that would be fun, lets see what phot can do for me..... :notam:

PHOTOGLOU

03-21-2005, 11:57 AM

damn..close.. shit..90808 area code..same age and amount of tickets...thats scary!! :crossx: but just about the same pricing.
OH SORRY I must have read this wrong I thought $2500 for the year was cheaper......

Kilrtoy

03-21-2005, 12:45 PM

damn..well through 21st a quick quote still came out to $1836 every 6 months..but U cant work the figures on there site..thats alot better than what I have seen though...
I doubt they will cover you. Once you talk to an agent they will probably change there mind.....
You are young and buying a fast car... Ins dont like that...
Good luck