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jrp5xd
08-23-2005, 10:06 AM
I'm shopping around for boat financing. I need someone that will go out for a fairly long term...say 10-15 years on $35,000. I know it sounds crazy, but I have a good job and steady career, I just don't want to strap myself really tight for cash, until I get my raise in Jan. 06

Red Eye
08-23-2005, 10:18 AM
Key Bank USA

NOTALENT
08-23-2005, 10:18 AM
Melissa Blate-Kidd (ext. 7204)
Essex Credit Corporation
2510 West Coast Highway
Newport Beach, CA 92663
(866) 377-3948
(949) 515-5200
Fax: (949) 515-5210
E-Mail: bsummers@essexcredit.com
E-Mail: mblatekidd@essexcredit.com

NOTALENT
08-23-2005, 10:19 AM
Key Bank USA
Never use KEYBANK!!! Nothing but problems with them...as well as quite a few others on the boards!! STAY AWAY>>>

Red Eye
08-23-2005, 10:21 AM
I've never had one problem w/ them. You get a bill and pay it. What could go wrong?

Aquaholic502
08-23-2005, 10:25 AM
I used key bank and have no problems so far and the loan is for 15 years.
Al

NOTALENT
08-23-2005, 10:32 AM
I've never had one problem w/ them. You get a bill and pay it. What could go wrong?
you get a bill....??? They wont send me bills...they say its due this day each month...wont send me statements until I bitch out there supervisors, on the first payment when I got the loan setup they switched my account twice 2 serperate times with random people..one in rancho, and the other in elsinore?? When I asked them for a bill payment booklet they were sending to those address and after the 2nd one not being sent to me they tried to bill me 50dollars for the booklet!!! its happened to numerous people here...I wont to business with them agian..

UnionJack
08-23-2005, 10:34 AM
USAA, 5.79 for 20 year fixed

jrp5xd
08-23-2005, 01:27 PM
do they have a website or phone number?

Phat Daddy
08-23-2005, 02:16 PM
I'm shopping around for boat financing. I need someone that will go out for a fairly long term...say 10-15 years on $35,000. I know it sounds crazy, but I have a good job and steady career, I just don't want to strap myself really tight for cash, until I get my raise in Jan. 06
Pm the "boat loan guy" here on the boards, he should be able to help you.

Jrocket
08-23-2005, 02:18 PM
you get a bill....??? They wont send me bills...they say its due this day each month...wont send me statements until I bitch out there supervisors, on the first payment when I got the loan setup they switched my account twice 2 serperate times with random people..one in rancho, and the other in elsinore?? When I asked them for a bill payment booklet they were sending to those address and after the 2nd one not being sent to me they tried to bill me 50dollars for the booklet!!! its happened to numerous people here...I wont to business with them agian..
Key Bank gives you a payment book.You tear out the slip for that month and you mail it in with one of the envelopes that Key Bank supplies you.What could be harder than that?

Essex29
08-23-2005, 02:22 PM
Key Bank gives you a payment book.You tear out the slip for that month and you mail it in with one of the envelopes that Key Bank supplies you.What could be harder than that?
Just sign on with on-line banking through your bank, set the payment date and amount and your DONE! Come on now, step up to the new millennium! :D

Slacker
08-23-2005, 02:22 PM
I have a loan from key, the only problem is i cant pay online. You have to have a Checking or savings account with them. I mean i am a customer but i cant use there online services other than to check my account ... kinda bites.. I think you can get a 15 year on anything over $20k through $50 and a 20 year on anything over $50k... but you would have to check its been a while...

NOTALENT
08-23-2005, 02:26 PM
Key Bank gives you a payment book.You tear out the slip for that month and you mail it in with one of the envelopes that Key Bank supplies you.What could be harder than that?
Them actually getting the book to me...and the fact they said they would be sending me a bill each month, and not doing so....sending the payment book two 2 different names and addresses...(who they switched my loan documents with) and then having the nerve to try and make me pay for the 3rd book that got sent out because of there stupidity.

NOTALENT
08-23-2005, 02:26 PM
I have a loan from key, the only problem is i cant pay online. You have to have a Checking or savings account with them. I mean i am a customer but i cant use there online services other than to check my account ... kinda bites.. I think you can get a 15 year on anything over $20k through $50 and a 20 year on anything over $50k... but you would have to check its been a while...
true..thats another down fall...there not up to speed as others yet.

Boat Loan Guy
08-23-2005, 03:23 PM
jrp5xd
Give me a call 951-906-6300 Let me see what I can do for you.
Chris
Sorry for the late response just got back from the River......

MAINEVENT
08-23-2005, 03:51 PM
Melissa Blate-Kidd (ext. 7204)
Essex Credit Corporation
2510 West Coast Highway
Newport Beach, CA 92663
(866) 377-3948
(949) 515-5200
Fax: (949) 515-5210
E-Mail: bsummers@essexcredit.com
E-Mail: mblatekidd@essexcredit.com
Whats her Social LOL J/K :) :wink:

NOTALENT
08-23-2005, 03:59 PM
Whats her Social LOL J/K :) :wink:
give me a few minutes.... :D I can have one created in about 30min... :D

Jrocket
08-23-2005, 04:42 PM
Just sign on with on-line banking through your bank, set the payment date and amount and your DONE! Come on now, step up to the new millennium! :D
Too hard,paid cash. :p

Jyruiz
08-23-2005, 05:03 PM
Boat Loan Guy,
I will be in the market in the near future as well. I have a couple of questions, can you please e-mail me at jyruiz@yahoo.com. Thanks in advance.

goneboatin
08-23-2005, 06:59 PM
Just do a home equity loan. It's easy and you can write off the interest!

Holland
08-23-2005, 08:16 PM
Melissa Blate-Kidd (ext. 7204)
Essex Credit Corporation
2510 West Coast Highway
Newport Beach, CA 92663
(866) 377-3948
(949) 515-5200
Fax: (949) 515-5210
E-Mail: bsummers@essexcredit.com
E-Mail: mblatekidd@essexcredit.com
What Brandon Said... Financed the last boat... She did good. But it is alot easier to walk in with cash... goes a little farther too! :eat:

909er
08-23-2005, 08:23 PM
Boatloan guy just did my loan and I was very happy. His name is Chris Kennedy
Office Phone 714-962-5554 ext 22
Cell Phone 951-906-6300
Give him a call he vey easy to work with :cool:

HighRoller
08-23-2005, 08:30 PM
35K? Save up 20K and finance the 15K for four years like a car. If you finance 35K for 12 years you'll be upside down so long you'll have to change your name to Dracula!!! Not to be mean, but it sounds like this is a little bit more boat than you can afford if you have to finance it for that long.