View Full Version : Boat Loans????
How much is the payment on a $150,000 boat with 10% down. What kind of loans do they offer? 15 year- 20 year? I know there is a boat loan guy here somewhere???
NOTALENT
11-14-2005, 10:19 AM
hmm...new truck, and looking for a new boat..... :idea: what are you into and how do I get in on that... :D
hmm...new truck, and looking for a new boat..... :idea: what are you into and how do I get in on that... :D
I rode along with Greg rice on his 34 sat. and had a great time. Thanks again Greg. Mabey a 35 Cig in my future......I think I got the little lady talked into the deal. Anyone want a 29 Shockwave?
Jordy
11-14-2005, 10:51 AM
Talk to Melissa at Essex Credit. She took care of me and a bunch of others on here. Her number is 866-377-3948 ext 7204.
Give me a minute and I'll figure out your payments. Off the top of my head you're going to be around $900 or so. Oh, and you should be able to pick up an older 35' Cig (Cafe Racer) for under $100K in great shape.
Phat Matt
11-14-2005, 10:54 AM
How much is the payment on a $150,000 boat with 10% down. What kind of loans do they offer? 15 year- 20 year? I know there is a boat loan guy here somewhere???
$135k over 20 years @ 7% is $1046.65 a month. That is not including tax.
Call Melissa at Essex Credit.
Jordy
11-14-2005, 10:58 AM
OK, $150K less 10% would be $135K by my math.
5% interest (ballpark, possibly low depending on amount and terms) would be:
15 years: $1067.57
20 years: $890.94 (my $900 guess was pretty good huh??)
25 years: $789.20
30 years: $724.71
50 years: $613.09
75 years: $576.16
100 years: $566.36
200 years: $562.53
500 years: $562.50
Hope that helps. :D :D :D
Jyruiz
11-14-2005, 10:59 AM
Yup, Melissa was real nice to deal with, can't recommend her enough. Theboatloanguy here is pretty cool too.
Magic34
11-14-2005, 11:02 AM
OK, $150K less 10% would be $135K by my math.
5% interest (ballpark, possibly low depending on amount and terms) would be:
15 years: $1067.57
20 years: $890.94 (my $900 guess was pretty good huh??)
25 years: $789.20
30 years: $724.71
50 years: $613.09
75 years: $576.16
100 years: $566.36
200 years: $562.53
500 years: $562.50
Hope that helps. :D :D :D
You should probably use at least 6% to 6.5% right now. Closer to 6.5% is more realistic.
Intresting. Thanks ya'll. I need something with a cabin and head for tax's. Plus the first year of the step is 2001. That's probably what i'll get. Does Cig make a 35 with a cabin and without the playboy shit paint job on it?
Just Tool'n
11-14-2005, 11:07 AM
So the real question here is, are higher intrest rate going to slow down new boat sales, or is it going to go back to more smaller affordable boats?
20-25ft, instead of the 27-35ft range.
What are everyones opinions & thoughts.
Jordy
11-14-2005, 11:07 AM
6.5% interest (revised):
15 years: $1175.99
20 years: $1006.52
25 years: $911.53
30 years: $853.29
50 years: $761.02
75 years: $736.95
100 years: $732.37
200 years: $731.25
500 years: $731.25
Jordy
11-14-2005, 11:09 AM
Does Cig make a 35 with a cabin and without the playboy shit paint job on it?
Yes they do. Check out the classifieds on OSO. Lots to choose from in the Cig department. ;)
Or for that kind of jingle, Barry should be able to hook ya up with a brand new Shockwave in the 34' size range. ;)
So the real question here is, are higher intrest rate going to slow down new boat sales, or is it going to go back to more smaller affordable boats?
20-25ft, instead of the 27-35ft range.
What are everyones opinions & thoughts.
Ya that's what i'm thinking. Who knows. Production costs may go up due to petro chemicals up 30-40%. Who knows. They can only sell what peeps are willing to pay. I'm buyin used next time.
Or for that kind of jingle, Barry should be able to hook ya up with a brand new Shockwave in the 34' size range. ;)
:rollside: :rollside: :rollside: :rollside: Barry's a great guy and a true friend. But I don't think he does magic.
[QUOTE=Jordy]Yes they do. Check out the classifieds on OSO. Lots to choose from in the Cig department. ;)
I've been eye'in that 35 playboy for almost for a year now. I'd have to paint the damm thing or fill in the playboy part. My wife would shit bricks.
Quality Time
11-14-2005, 11:30 AM
I rode along with Greg rice on his 34 sat. and had a great time.
Hey cdog,
Nice meeting you at the wash rack on Saturday.
Hey cdog,
Nice meeting you at the wash rack on Saturday.
Likewise. Glad we had a chance to meet. You have a real nice rig. Truck & Boat. Looking forward to next time.
Steamin' Rice
11-14-2005, 01:01 PM
Cdog - here is your boat. It's for sale at Lake Cumberland Marine and looks nice from the pictures. They might take your 29 in on trade... :D :D
http://www.offshoreonly.com/esvon/page-7291.html
Cdog - here is your boat. It's for sale at Lake Cumberland Marine and looks nice from the pictures. They might take your 29 in on trade... :D :D
http://www.offshoreonly.com/esvon/page-7291.html
O'Boy. That's enough to make a grown man cry. I'm motivated. I just got back form passing out postcards. But no price means too much$$$. :cry:
shockwavebd
11-14-2005, 02:09 PM
I rode along with Greg rice on his 34 sat. and had a great time. Thanks again Greg. Mabey a 35 Cig in my future......I think I got the little lady talked into the deal. Anyone want a 29 Shockwave?
Cory go 39 .......get it over with..................... :cool:
shockwavebd
11-14-2005, 02:16 PM
:rollside: :rollside: :rollside: :rollside: Barry's a great guy and a true friend. But I don't think he does magic.
Oh yes I can........................ :cool: give me a call if you guys want a to tag along over the long weekend........we are going out everyday except thursday
$135k over 20 years @ 7% is $1046.65 a month. That is not including tax.
Call Melissa at Essex Credit.
7%... you should look around for better rates than that.
Steamin' Rice
11-14-2005, 02:37 PM
Oh yes I can........................ :cool:
Barry is a bad guy... :cool:
Cory go 39 .......get it over with..................... :cool:
You're boat looks bitchen. Nice job.
slink
11-14-2005, 02:53 PM
Barry is a bad guy... :cool:
Rumor in town is he likes young boys........... :eek: Of course I think I can clear up these rumors with one simple ride on "Bad Voodoo" :yuk:
Phat Matt
11-14-2005, 03:19 PM
7%... you should look around for better rates than that.
It was just a guess to help the guy out with his figures.
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