View Full Version : How much more is cat insurance Vs. V insurance?
beaverretriever
10-09-2006, 07:44 PM
How much more does cat insurance run than a V-bottom..
Lets say a 26foot Cat Vs. a 26foot V-bottom, both with 496HO power.
In the next few yrs, our 23 will be out and a 25-26 will be in. I was just wondering. We currently only pay about 50.00 a month full coverage on a 2006 boat...LOL :D
River918
10-09-2006, 07:53 PM
I pay $550.00 year...No Lay-up
2006, Shockwave 25 Tremor W/ Mag/Ho
dicudmore
10-09-2006, 08:05 PM
Ultra 27' 525 130K agreed value...$1500/yr no lay up
andy01
10-09-2006, 08:06 PM
6-10 x's the amount. Depends on what you build. You may not even be able to get insurance if you never owned one and built a fast one.
lalhc
10-09-2006, 08:13 PM
I just paid my insurance today. I have a 28' Conquest Top Cat and I pay $715 per year w/no lay-up. It went up $30 from last year.
PHOTOGLOU
10-09-2006, 08:15 PM
I just paid my insurance today. I have a 28' Conquest Top Cat and I pay $715 per year w/no lay-up. It went up $30 from last year.
Dosen't this boat have a center sponson????
Todd969
10-09-2006, 08:17 PM
Dosen't this boat have a center sponson????
Leave the guy alone. Atleast his drive isn't Krylon black :argue:
jbtrailerjim
10-09-2006, 08:18 PM
Insurance is probably the biggest reason I'll never own a cat. I already shell out enough money every year to insurance companies. I wouldn't own a cat unless it had big power in it. Owning a cat that can't at least run 80+ is lame. Big power in a cat = huge rates with a more than likely a 3 month lay up. F-that. I'll just stick with my slow v-bottom.
slowinhavasu
10-09-2006, 08:19 PM
Leave the guy alone. Atleast his drive isn't Krylon black :argue:
OUCH......LOL............
grads2112
10-09-2006, 08:20 PM
The difference= a shit load.
River918
10-09-2006, 08:25 PM
Insurance is probably the biggest reason I'll never own a cat. I already shell out enough money every year to insurance companies. I wouldn't own a cat unless it had big power in it. Owning a cat that can't at least run 80+ is lame. Big power in a cat = huge rates with a more than likely a 3 month lay up. F-that. I'll just stick with my slow v-bottom.
Amen.....
dicudmore
10-09-2006, 08:27 PM
The difference= a shit load.
also=worth it :cool:
andy01
10-09-2006, 08:42 PM
also=worth it :cool:
Word....... I'll second that.
grads2112
10-09-2006, 08:44 PM
also=worth it :cool:
Amen....shit load= smooth ride
roln 20s
10-09-2006, 09:02 PM
2006 DCB Mach 26 with 496HO-- $1350 per year, no layup, Agreed Value. For me to upgrade to the HP525 when I was getting quotes was ANOTHER $2000 per year. $3350 per year, I think not...well atleast for now :)
In comparison, two Howard Bullet owners: 25 with 496HO, agreed value is about $900 per year, a 28 Bullet with 525 is about $1500 per year.
Bottom line--insurance isn't cheap, but definitely a necessity. Always be UP FRONT--I've seen too many people get dropped or have their company NOT pay a claim.
Roln 20s
beaverretriever
10-09-2006, 09:28 PM
2006 DCB Mach 26 with 496HO-- $1350 per year, no layup, Agreed Value. For me to upgrade to the HP525 when I was getting quotes was ANOTHER $2000 per year. $3350 per year, I think not...well atleast for now :)
In comparison, two Howard Bullet owners: 25 with 496HO, agreed value is about $900 per year, a 28 Bullet with 525 is about $1500 per year.
Bottom line--insurance isn't cheap, but definitely a necessity. Always be UP FRONT--I've seen too many people get dropped or have their company NOT pay a claim.
Roln 20s
A Howard 25 bullet is deffinitely an option in the next few yrs...
Sounds like the cats are expensive unless you stay with the 496.
dicudmore
10-09-2006, 09:41 PM
A Howard 25 bullet is deffinitely an option in the next few yrs...
Sounds like the cats are expensive unless you stay with the 496.
not necessarily...depends what you buy...
our friends Cobra with a 525 is ~$1500/yr also
phebus
10-10-2006, 06:47 AM
26' Carrera Party Effect cat. 496HO- $600. a year, agreed value, no layup.
Todd969
10-10-2006, 08:08 AM
What's with all this "lay up" crap? If you can't afford to run all year round DO NOT BUY IT. Why on earth do some pay over 4K for 7-9 months of boating?
Our quote on 2 different boats yesterday.
Spectre 30' with 525 $2000.00 Agreed Value, no lay up.
Ultra 27' open bow with 525 also agreed value no lay up $1700.00
Apparently HP and length have alot to do with the cost. If I went 26' with a 525 it would run $3500.00
catman-do
10-10-2006, 08:10 AM
I have a 2006 ultra 27' 496HO and am paying 950 per year. Agreed value, no layups, 500 deductable.
Kilrtoy
10-10-2006, 11:54 AM
I pay $550.00 year...No Lay-up
2006, Shockwave 25 Tremor W/ Mag/Ho
I pay that every other month :220v:
Kilrtoy
10-10-2006, 11:56 AM
What's with all this "lay up" crap? If you can't afford to run all year round DO NOT BUY IT. Why on earth do some pay over 4K for 7-9 months of boating?
Our quote on 2 different boats yesterday.
Spectre 30' with 525 $2000.00 Agreed Value, no lay up.
Ultra 27' open bow with 525 also agreed value no lay up $1700.00
Apparently HP and length have alot to do with the cost. If I went 26' with a 525 it would run $3500.00
That boat outta run really deep into the 60's :rolleyes: :rolleyes: :rolleyes:
and why should I pay an extra 1100 dollars if I do not plan on boating..... :rolleyes:
DCBDaytona
10-10-2006, 11:58 AM
What's with all this "lay up" crap? If you can't afford to run all year round DO NOT BUY IT. Why on earth do some pay over 4K for 7-9 months of boating?
Our quote on 2 different boats yesterday.
Spectre 30' with 525 $2000.00 Agreed Value, no lay up.
Ultra 27' open bow with 525 also agreed value no lay up $1700.00
Apparently HP and length have alot to do with the cost. If I went 26' with a 525 it would run $3500.00
I never understood this either. If one lived in an area like Colorado or Minnesota, I can see the pros. Hell, I'll be in Havasu on and off throughout the winter.
dicudmore
10-10-2006, 12:00 PM
What's with all this "lay up" crap? If you can't afford to run all year round DO NOT BUY IT. Why on earth do some pay over 4K for 7-9 months of boating?
Our quote on 2 different boats yesterday.
Spectre 30' with 525 $2000.00 Agreed Value, no lay up.
Ultra 27' open bow with 525 also agreed value no lay up $1700.00
Apparently HP and length have alot to do with the cost. If I went 26' with a 525 it would run $3500.00
does Spectre build a single I/O?? Or was that TWO 525's :D
26 what??
Kilrtoy
10-10-2006, 12:01 PM
I never understood this either. If one lived in an area like Colorado or Minnesota, I can see the pros. Hell, I'll be in Havasu on and off throughout the winter.
Back in your box little red......
Yvonne was chatting with both your hero's earlier today....
they even gave her some presents
Tom Brown
10-10-2006, 12:04 PM
How much more does cat insurance run than a V-bottom..
I hear you can insure a Maelstrom cat for exactly the same amount as the v-hull version.
DCBDaytona
10-10-2006, 12:04 PM
Back in your box little red......
Yvonne was chatting with both your hero's earlier today....
they even gave her some presents
Nice...Maybe she learned a little something. BTW, they're not my heroes - I'm just smart enough to see through the "great salesmanship" of old HOLLYWOOD. :skull:
Focker
10-10-2006, 12:12 PM
My 22 Advantage Citation Cost Me About 215 Per Trip In Insurance
I hear you can insure a Maelstrom cat for exactly the same amount as the v-hull version.
lmao......
Lets just say its a big enought difference to make some of these guys start a thread about pontoons.............:rolleyes:
Kilrtoy
10-10-2006, 12:28 PM
Nice...Maybe she learned a little something. BTW, they're not my heroes - I'm just smart enough to see through the "great salesmanship" of old HOLLYWOOD. :skull:
I saw your room and the life size posters you have of Bob and Tony....
Old Hollywood, that just happens to be my call sign....
DCBDaytona
10-10-2006, 12:32 PM
I saw your room and the life size posters you have of Bob and Tony....
Old Hollywood, that just happens to be my call sign....
HAHA, I didn't think you saw those posters!
I here the new 2008 Z06's have an option for HOT PINK... :) It's all you!
Todd969
10-10-2006, 12:34 PM
does Spectre build a single I/O?? Or was that TWO 525's :D
26 what??
Shhhhhh!
Kilrtoy
10-10-2006, 12:34 PM
HAHA, I didn't think you saw those posters!
I here the new 2008 Z06's have an option for HOT PINK... :) It's all you!
Angeline Already bought it...
Im going for the NEW DCB Tangerine/Orange
DCBDaytona
10-10-2006, 12:37 PM
Angeline Already bought it...
Im going for the NEW DCB Tangerine/Orange
Damn, I'm gonna save my pennies for that one...GM must be getting the same discount as Dave on Orange! :p
Kilrtoy
10-10-2006, 12:39 PM
Damn, I'm gonna save my pennies for that one...GM must be getting the same discount as Dave on Orange! :p
You aint getting one,
you have been removed from the kool aid list get back to your hot pink and baby blue checkers
Wild Horses
10-10-2006, 12:42 PM
272.00 a year for a 31' Scarab Thunder with twin 500 hp's :crossx:
And yes it can handle the rough stuff pretty well. :yuk:
andy01
10-10-2006, 12:48 PM
hot pink and baby blue checkers
Does he really have pink on his boat? Man if that is the case I will have to pass on that ride...... :2purples:
DCBDaytona
10-10-2006, 12:51 PM
Does he really have pink on his boat? Man if that is the case I will have to pass on that ride...... :2purples:
No! Come on now...My nickname isn't Hollywood!
andy01
10-10-2006, 12:55 PM
No! Come on now...My nickname isn't Hollywood!
Hey man, cool just checking. I don't roll like that...
Kilrtoy
10-10-2006, 02:08 PM
Does he really have pink on his boat? Man if that is the case I will have to pass on that ride...... :2purples:
Actually worse,
PURPLE AND YELLOW, PEE YELLOW AT THAT....
you would think his hero's were Ronald McDonald and Prince
but they are B and T
DCBDaytona
10-10-2006, 02:33 PM
Actually worse,
PURPLE AND YELLOW, PEE YELLOW AT THAT....
you would think his hero's were Ronald McDonald and Prince
but they are B and T
We have a comedian on our hand now! :p
From the looks of your boat...Nevermind, you cannot speak if your boat cannot break 100mph. :idea: Too bad you have that insurance layup, or I'd have to whoop you up again. :p
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