PDA

View Full Version : Does anyone here have ATV insurance?



racecar.hotshoe
12-04-2006, 11:57 AM
If so with who?

pixilatedpussy
12-04-2006, 11:59 AM
If so with who?
You can call our Friend, Dave Wilson @ St Farm (562)322-1104 tell him Geza & Tina sent ya! :)

pixilatedpussy
12-04-2006, 12:05 PM
If so with who?
You can call our Friend, Dave Wilson @ St Farm (562)322-1104 tell him Geza & Tina sent ya! :)

HOOTER SLED-
12-04-2006, 12:16 PM
You can call our Friend, Dave Wilson @ St Farm (562)322-1104 tell him Geza & Tina sent ya! :)
echo echo echo :rollside:

Mrs. Bordsmnj
12-04-2006, 12:23 PM
Progressive

franky
12-04-2006, 01:12 PM
FARMERS. Two Polaris Sportsman, one Bombardier Baja 650, one Rhino (street also) $840 annual, no lay-up. High coverage.

franky
12-04-2006, 01:14 PM
Progressive
Last year when I found out the CEO of Progressive donated millions to get the "Christ" out of christmas (just call it a holiday) I pulled all my insurance from them.

Ivan Dan
12-04-2006, 01:31 PM
I think Brandin (Cole Trickle) from here can do it too.

Cole Trickle
12-04-2006, 01:36 PM
I think Brandin (Cole Trickle) from here can do it too.
Thanks for the plug but I don't currently have a market for ATV's/Rhinos/Off Road bikes :cry: :)

LAND_LOVER69
12-04-2006, 02:53 PM
Progressive
My agent here on the east coast hooked me up with Erie ins. But said Progressive has it but is more expensive.

djunkie
12-04-2006, 02:54 PM
Thanks for the plug but I don't currently have a market for ATV's/Rhinos/Off Road bikes :cry: :)
No market? You only know probably 50 people that own them. :rolleyes: :rollside:

riverracerx
12-04-2006, 02:58 PM
Better get a market. I am gonna need some soon!

Todd969
12-04-2006, 03:49 PM
We use Foremost for 5 quads,rhino, mule and the Utl trailer.

RiverDave
12-04-2006, 03:53 PM
I might be a bit behind the times here.. but why would somebody have insurance on an ATV?
RD

Bense468
12-04-2006, 03:58 PM
why would someone have insurance on anything dave? You hit some kid at night coming through the bush on the way back to the washes at glamis...your gonna wish you had it.

Chipster27
12-04-2006, 04:15 PM
why would someone have insurance on anything dave? You hit some kid at night coming through the bush on the way back to the washes at glamis...your gonna wish you had it.
True.
I'm not worried about the toys, it's the accidential damage I might cause to someone else's property or person.

RiverDave
12-04-2006, 04:16 PM
why would someone have insurance on anything dave? You hit some kid at night coming through the bush on the way back to the washes at glamis...your gonna wish you had it.
Your ATV didn't come with a mini shovel? :D In all seriousness though where I ride mostly I usually don't see anyone else out there unless they came with us..
I'm curious as to what they cover? If you roll your quad will they pay for the damages / parts? etc... ??
RD

djunkie
12-04-2006, 04:25 PM
Your ATV didn't come with a mini shovel? :D In all seriousness though where I ride mostly I usually don't see anyone else out there unless they came with us..
I'm curious as to what they cover? If you roll your quad will they pay for the damages / parts? etc... ??
RD
Its sad but times have changed Dave. Nowadays with the way people are so sue happy I wouldn't own anything without insurance. Plus if it gets stolen your covered also.

2Driver
12-04-2006, 04:28 PM
My Rhino insurance coverage was exactly the same as my car and trucks. Got it from Am Fam, $249 year. Cheap for piece of mind and estate protection

GunninGopher
12-04-2006, 08:39 PM
I have State Farm for my kids PW50. It is cheap as can be and I don't have to sweat it if another kid hops on and hurts themselves. Also, if he bangs into something I only have to worry about him, not a lawsuit.
I insure everything.

Partycattin
12-04-2006, 08:49 PM
I think state Farm policies also throw in some coverage for your trailer.

FREIND OF AA AND TA
12-04-2006, 08:53 PM
I use Allstate, dirt cheap! I rolled my Raptor a few years back down a really big hill. They gave me a new one and I bought the ruined one back for pennies on the dollar and fixed it. I still came out with two quads and a couple grand ahead. I mainly have it for theft. Liability is not a bad thing either. My trailer is covered under my auto policy.

Big Kahunaa
12-04-2006, 10:29 PM
i have a question then i'm getting ready to build a 86 250r can i get it insured for the real value or only blue book

Trailer Park Casanova
12-04-2006, 10:35 PM
Your ATV didn't come with a mini shovel? :D In all seriousness though where I ride mostly I usually don't see anyone else out there unless they came with us..
I'm curious as to what they cover? If you roll your quad will they pay for the damages / parts? etc... ??
RD
The way I do it RD is a level pay policy, and for theft only.
How it works:
If the quad gets stolen the day ya buy it ya get a $5000 payout.
If it gets stolen 4 years after ya bought it ya still get $5000.
I pay a one time fee of about $200 for the policy.
The idea is ya take a $$ hit when it's new, but will get more than it's worth when it's a few years old.
Never considered liability. Never heard of anyone being in a lawsuit or anything like that.
But maybe should consider that.
We had a camp racer, no lites, at nite, fly through our camp full throttle on a Banshee, missed by a barely the thickness of a paintjob, our 6 year old sitting on a beachchair roasting marshmellows.
I imagine had he hit him we'd be doing what we could to hurt him financially.

HYPNAUTIC
12-05-2006, 12:44 AM
No Rhino, ATV etc...
But I insure my cart with Nationwide Ins (800)421-1444. I have guaranteed replacement value of $5K. Comp and Coll and all that good stuff for $62 a year. They had no problem with the speed (35+mph) and off road use of the cart either. They also insure my travel trailer for $59 a year.
Ironically, they will not insure my boat because it exceeds 55mph???

Warlockjer
12-05-2006, 05:54 AM
Geico, two quads and Farmers for the Rhino :)