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View Full Version : Boat Insurance ???????????????



TCHB
05-10-2003, 05:07 PM
How much is everyone paying for full boat insurance. I know the range will vary with the value of the boat but it should but should be somewhat close for boats under 50K and boats under 100K.

77charger
05-10-2003, 06:26 PM
about 450 a year for a 93 eliminator open bow 21ft 350 mag motor.

Mandelon
05-10-2003, 07:11 PM
I think I'm paying $525 for my '01 Carrera.
[ May 10, 2003, 09:03 PM: Message edited by: Mandelon ]

HCS
05-10-2003, 07:43 PM
450 a year, full coverage, complete replacement value.
Just a ski boat. :rolleyes:
That includes trailer and all.

spectratoad
05-10-2003, 07:48 PM
$280/yr for replacement. It is a 77 Spectra 20.

CARRERA
05-10-2003, 08:46 PM
$658.00 2002 Carrera 28ft Reptor open bow

al cole'holic
05-10-2003, 09:02 PM
I am at $1060/year...that includes full coverage on the batteries. :D

mbrown2
05-10-2003, 10:10 PM
$1350 a year for the cat, $600 for the eliminator

Kilrtoy
05-10-2003, 10:14 PM
2000 SHOCKWAVE SKIER 454MPI= 468 A YEAR

Ross
05-11-2003, 10:40 AM
$450 with Westmar.
'03 $45.000 boat (with Extreme trailer)
Full replacement value, plus $250 deductable, and no restrictions on places like Havasu or Meade.
Unique policy they offer, I suggest checking them out.
Includes underwater hazards and prop damage.
I run an expensive ACME prop so it's well worth the dough.
Got T-Boned deluxe a while back by an uninsured Waverunner in Avalon Harbor and Westmar was super.
"You Ain't Drunk If Ya Can Lay on the Floor without Holding On"
[ May 12, 2003, 08:32 PM: Message edited by: Ross ]

dcb carrera
05-11-2003, 12:33 PM
$3,500.00 for DCB $560.00 for Carrera. mbrown2, why so cheap for DCB? I looked everywhere for ins. This was best price I could find :confused:

lovemyultra
05-11-2003, 12:56 PM
366 for 01 Ultra ,allstate

mbrown2
05-11-2003, 03:20 PM
dcb/carrera:
$3,500.00 for DCB $560.00 for Carrera. mbrown2, why so cheap for DCB? I looked everywhere for ins. This was best price I could find :confused: I found an agent that got an exclusion through Farmers moved all my insurances through him, and with the exclusion they were able to get a lower rate with all the other coverages...
In addition, before Farmers I was able to get it for 2250...Sounds like you might be paying a little too much.

dcb carrera
05-11-2003, 04:25 PM
mbrown2,I have all my houses and car ins. though farmers and they wouldn't insure the boat, been with them twenty five years :confused: With basically no claims.Who is your agent, my agent is in Thousand Oaks. I'm afraid next year I won't be able to get any ins. at any cost.

mbrown2
05-11-2003, 04:34 PM
His name is Devin Wozencraft; I don't have his number with me today, but he is Mission Viejo or Tustin.. Who are you insured through now?

dcb carrera
05-11-2003, 06:59 PM
Right now I,m insured through PMA, his name is Buzz Fyhrie. I tried that Devon guy and he was more than PMA. They call me on a follow up last week and wanted to know who I went to. They said they were having A hard time finding cat ins. now. The only company writing it was Markel, they also told me it wasn't the on water problems with the cats but that were getting stolen all the time. I'm pretty sure it was that Devon that called last week. Oh well, I have ins. for a year eek!

JetBoatRich
05-12-2003, 07:30 PM
Scott, asked about insurance and best place, price, etc?

River Ric
05-12-2003, 08:28 PM
Hey Guys, I have been with LeisureCraft Insurance forever.3 Boats and a couple PWC's before that. New boat last year. 2002 23' Cobra Razor 496 MAg. Full replacement coverage and $250.00 deductable = $662.00 It sounded high until you shop. You need to SHOP!!!!I just shopped insurance for our business and save a bunch of money. Liability and also property coverage since we on both buildings too.
Remember, "The river is not just a place, but a state of Mind." :cool: :cool: :cool:

H2on22
05-12-2003, 08:36 PM
2004 26 Kachina Force w/ 496 HO though Cox
Full replacement value
300k liability
10k med pay
25k uninsured
1200 ded
all for $800
Farmers would not do agreed value vs stated value.

Nubbs
05-12-2003, 08:38 PM
86 Nordic 18.5' 502 with jet drive. Full coverage including trailer is $450 per year.

Just Tool'n
05-12-2003, 09:00 PM
91 Eliminator Eagle Full replacement coverage @55K, cost $998 a year.

eliminatedsprinter
05-13-2003, 07:45 AM
$213 per year for full coverage, + roadside assist for my trailor, from Progressive for an 86 19ft Eliminator sprint with a 150xp V6 OB. Progressive also gave me the best rate on my RV.

diggler
05-13-2003, 07:50 AM
$350/yr with full coverage on a 1972 Tahiti Jet that has 400+hp.
I went through Boat U.S., but it was a pain in the ass finding a company to do it. They agreed to insure a total loss at $12,000 for me.

Up 4 River
05-13-2003, 10:41 AM
I had fellow board members Dimarco Bros insure my 1992 210 Hallett. It has the stock 454 with the Bravo O/D. I pay only $560 per year for
$500k Liability
$5k Medical
Full value of the boat
$2k personal property
I also had to be towed earlier this spring due to an outdrive problem that is now fixed, and the yellow Sea Tow boat at Havasu towed me from the sandbar to Windsor launch ramp. Since my insurance is through the company they represent I had up to $150 of free towing service provided to me by the Sea Tow company. You just submit your bill, and get the money for the tow reimbursed to you in no time at all. If any of you have questions about them feel free to ask.

HammerDown
05-13-2003, 01:23 PM
Can't belive it...I found a place the would Insure my 1983 21' Daytona Jet W/OT Headers!
As soon as I get the paper work in the mail I'll post the info...

Ziggy
05-13-2003, 01:33 PM
~$350 annually, full coverage, trailer tow out, trailer replacement, 94 20' jet w/stock 454.
Believe it was WestMar this year.