Reply With Quotewhat kind of boat do you have.. I wish we could pay even the $900.00 one..
Here I am (at work, mind you) aimlessly perusing the internet and decide to go to progressive.com and load up some number for my boat and insurance. I tuck in all the appropriate numbers and come up with $545.00 for my policy. Holy sheeznit!! I am paying $953.00 for this past year starting in September.
I immediately call progressive and ask what's the dealio? She confirms the price and then tells me that it's going to cost me $16 to cancel my existing policy and start this new one at the new rate. Duh, where do I sign?
Whatever the balance is on your old policy, they will keep 10% of that for a cancellation fee. She did say that they had revised their boating insurance rates and felt I was getting an awesome deal. Good grief, I would think so.
If anyone has progressive as their carrier, I would do an online quote and then call them if it is cheaper and work the magic!
what kind of boat do you have.. I wish we could pay even the $900.00 one..
25 foot Nordic Rage, stock 496 HO (425 hp)
$1000 deductible on the comp/coll is the max they would do. I figured I'd pay at least that if something happened, so why get a ding on your insurance? Total replacement for $70,000 if it sinks or whatever. Probably not worth that now, but hey, who cares.
Yeah, $900 sounds like a dream for you guys huh?
Thanks for the tip PHX ATC, I need to check into this.
yah a wet one.. LOL!! the ins is focked for cats.. thats the bad thing.. oh well we have fun in her..
Progressive actually LOWERED my policy this year from the 750 range to about 480 on their own, and we have the higher limits than minimum.
I have my Auto and HO insurance with AAA so I called them first for the boat policy, the main reason that I din't go with them is because their policies only cover the husband and wife for driving, if anyone else drives the boat and has an accident they boat is not covered, not that I would let anyone drive my boat you just never know when you may need some assitance. The Progressive Policy is inclusive all persons who drive the boat are covered...
gjb
I have my house and cars all thru AAA and I didn't put the boat on there cuz it was more money and they had more exclusions. Like if the boat goes over 70 they wouldn't insure it and I think they excluded parts of the river also.
I am under the impression that my ins (Progressive) limits the drivers to myself and my wife. Am I wrong? I better check.
Progressive is a good company. However be very careful of their forms. I'm pretty sure they only cover "listed" drivers.
Progressive sucks...
Posting Permissions