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Thread: How much does insurance typically run on a 28'-30'?

  1. #11
    HCS
    AllState will match Progressive. For me, they beat it with the same coverage.
    If something happens............I'm not sure. :idea:

  2. #12
    Patyacht
    Look at the coverage. Full Replacement compared to depreciated value. Tunnels will be more. Other factors they consider is experience, installed equippment, top speed etc.

  3. #13
    dregsz
    1986 20 ft tunnel hull, 200 hp,
    $93 per yr, full coverage w State Farm

  4. #14
    SHAKEN Not Stirred
    About $800 a year with full replacement.....
    Go with Progressive as they have the best watercraft policy for a stock V....
    Some may meet the price, but not the service....
    Salvage & clean-up and stuff like that.....
    Call Mike at Alternative Instuance Agency in Corona.....
    The wrote me my Markel policy when I upgraded the power.....
    Later,
    CJG
    :wink:

  5. #15
    ACLC
    $931.00 a year for my 2005 Laveycraft 2750 with a 525 EFI (500HP/80 mph boat), State Farm.

  6. #16
    BoatPI
    And a word of caution is due. Be accurate when completing the application, for speed, and horsepower. I just completed one claim that I knew was going south. The company denied the claim for material misrepresentation, AKA lying on the application. The owner is out about $80.000. I find theat companies are very good about paying honest claims. Theft claims for high dollar boats can take time as these are the ones that often involve fraud. So unless you budget for a premium of $200 per MONTH, stay away from HP engines, blowers, cats, and stick to 496 Mag. Some might let you slide into an HP500 single. the premiums mentioned in this thread are what I expected, and they have slide down about 10% in recent years.

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