Sorry, partner...didn't see your other question.
The Optimas are only rated for a 10 amp charge. You can charge them with more current, but you have to stop if they heat up. If it were me, I probably would put anything over a 30 amp charger (across all three batteries), because the extra 3 amps might be enough to heat them up in the summer heat (their max is 125 degrees).
I just don't think the benefits outweigh the risks...but that's just me. A 30 amp charger would be "fire and forget".
If you are running your engine on the starting battery, it will probably never need a charge (depending on how much you use your boat) since you aren't running it down with the stereo (and the alternator is keeping it charged).
But you could put a 4 bank charger on there if you want to be safe.