Soon there will only be 3-4 banks to deal with, period.
In Cali, if you want convenience, that's pretty much where it stands now. Personally, it really pisses me off since they could care less about customer service. They try to kill you with kindness on the phone - but they always skate around the nuts and bolts of the problem.
Two fawkers I can't stand to deal with since there's really no control - banks and cable/satellite. Fawk fawk fawk.