Who has good medical insurance? Small business???

[396_WAYS_TO_SPIT]

My company is changing thier insurance pretty soon. Does anyone know who is good and decent on the wallet? I am trying to help my owner find someone that is decent and affordable for all of our emloyees. Any info is greatly appreciated. We are located in Phoenix Arizona. Thanks Michael

[robk]

A buddy of mine sells health insurance to private parties and small businesses... might want to give him a call and see if he can help you out.
Let him know Rob sent you...
Ray Rizzo Jr.
(714) 224-6897
License No. 0E83814
ray@rayrizzohealth.com
www.rayrizzohealth.com

[Boozer]

I can't say that I have shopped around to much but we currently have United Health Care.
When my boss signed us up for United he went through a broker and we are paying a pretty penny for it. I went to United HealthCare directly and found out if we cut the broker out we will save about 60% over what we are paying right now. I am trying to find out if we can do this when the policy is up for renewal.
So... My suggestion is that you shop providers directly and don't use a broker.
Anthem, United, Pacificare, Aetna, and I'm sure there are tons more out there.

[Jim W]

Check with your local Chamber of Commerce.
A lot of times, if you join they offer health ins. pretty cheap.
Be good, Jim

[396_WAYS_TO_SPIT]

Or better yet, if I can get a policy for myself that would be better!
i would need
Medical
Dental
Vision

[Tequila-John]

We use Health Net of Az

[KineticoH20]

We use Health Net of Az
We also use Health Net, they were one of the cheaper HMO'S however premiums are still outragous. Like $850 for family of 4.

[LakeRacer]

Or better yet, if I can get a policy for myself that would be better!
i would need
Medical
Dental
Vision
I've heard alot about N.A.S.E. and MegaHealth. I'll be looking into those myself. Does anyone here have experience with them?

[phebus]

I would PM INSman here on the boards. I know he has saved others big money, and he is a great guy.

[OCMerrill]

I just went through all this. There is no EASY answer.
I am applying privately again but did change over my company to Kaiser of all things. Some chimed in they liked it some said :sqeyes: . Either way for me in SO cal it was the cheapest thing I could find. Health Net was only about 2% more. This is all HMO stuff which is now the cheapest.
If you can't get ins as an individual then you will need to form a company with two partners (a group policy is two or more) and then its automatic acceptance but, same ins. as individual at a 15-20% higher cost. Sucks at best.