well it was a good weekend until saturday about 330pm at Windsor , me & my friends decided to pull the boat Early before it gets busy , so i was half way up on the trailer until i heard screaming from peoples around and then it happened a pontoon boat with 3 girls on board that was rented from fun time rentals ran into my boat hard instead of going back she went forward , you can imagine how i felt i don't need to say any more, so come to find out the rental place do not sell insurance, is that true , and the girl that was driving the boat never been on a boat before, so i called havasu police, never showed up and no rangers , so i need to know what to do in this case , thanks