The one is called a "rock grate" normally. The other is called a "loader" or "top loader". It's purpose, as you have already come close to divining is to help keep part of the water colum folowing the upper part of the suction housing. As speeds climb, the water hates to "bend" so pressure rises at the bottom of the impeller and drops at the top. This reduces efficiency and, if it gets severe enough, it causes cavitation (air bubbles) to form at the top of the impeller, which causes REAL problems. The rock grate isn't really all that restrictive I don't think but it does nothing for the intake pressure issues as speed climbs. In a heavy boat like that, I think you should run whichever one you want. I don't think you'd see any performance gain from the loader. The grate won't stop everything, but it will stop most things. I have an old loader made from a grate, still has the center 4 or 4 "fingers". E/F serries Berkley pump, want it?