This is not meant to offend anyone in here I'm just thinking out loud. I have some acquaintances that were making some large $$ over the last few years and evidently blowing it as fast as it came in. living large, big boats, bigger houses, new cars, golf trips to Hawaii, all the trimmings of new found success. the part that baffles me is that they were intelligent enough to see a good thing and go after it but not smart enough to stash any money along the way.